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Since gift cards will be a popular gift this year, with the National Retail Federation reporting that the average shopper will spend a record $163 on them, you're going to need a way to keep track of the ones you receive. (Forgetting to use a gift card is as wasteful as losing cash, after all.) The app Gyft lets you upload your gift cards, purchase new ones, track balances and spend them. "You never have to worry about losing a card again," says Vinny Lingham, CEO of Gyft. He adds that Gyft's loyalty program also allows users to earn points that can be redeemed for purchases.